@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/inter-latin-400-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/inter-latin-500-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/inter-latin-600-normal.woff2) format('woff2')}@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/inter-latin-700-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/plus-jakarta-sans-latin-600-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/plus-jakarta-sans-latin-700-normal.woff2) format('woff2')}@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:800;font-display:swap;src:url(/assets/fonts/plus-jakarta-sans-latin-800-normal.woff2) format('woff2')}:root{--navy:#0b2545;--navy2:#13315c;--navy3:#1d4f8c;--ink:#14213d;--ink2:#4a5568;--mut:#718096;--bg:#ffffff;--bg2:#f4f6f9;--line:#e3e8ef;--line2:#cfd8e3;--gold:#b0812a;--gold2:#d9ad4f;--goldbg:#fbf6ea;--sky:#eef4fb;--wa:#25d366;--wadark:#063d1d;--warn:#b7791f;--ok:#2f855a;--max:1180px;--r:6px;--h:'Plus Jakarta Sans',Inter,system-ui,-apple-system,'Segoe UI',sans-serif;--b:Inter,system-ui,-apple-system,'Segoe UI',Roboto,'Noto Sans SC','PingFang SC','Microsoft YaHei',sans-serif}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{background:var(--bg);color:var(--ink);font:16px/1.7 var(--b);overflow-x:hidden}img{max-width:100%;height:auto;display:block}a{color:var(--navy3);text-decoration:none}a:hover{color:var(--gold);text-decoration:underline}h1,h2,h3,h4{font-family:var(--h);line-height:1.2;letter-spacing:-.015em;color:var(--navy)}h1{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:800}h2{font-size:clamp(1.45rem,3vw,2.05rem);font-weight:800;margin-bottom:.6em}h3{font-size:1.12rem;font-weight:700;margin-bottom:.35em}p{margin-bottom:1em;color:var(--ink2)}ul{padding-left:1.2em}li{margin:.35em 0;color:var(--ink2)}.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}.guide{max-width:880px}.guide h2{margin-bottom:.5em}.guide h2:not(:first-child){margin-top:1.5em}.guide h3{margin:26px 0 6px;font-size:1.18rem;color:var(--navy2)}.guide .gi{font-size:1.06rem;color:var(--ink)}.areas{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:12px;margin-top:10px}.areas div{border:1px solid var(--line);background:#fff;padding:16px 18px;border-radius:var(--r)}.areas h3{font-size:1rem;margin-bottom:4px}.areas p{margin:0;font-size:.92rem}.mono{font:700 .74rem/1.4 var(--b);letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;color:#000;padding:8px;z-index:999}/* top bar */.topbar{background:#071a33;color:#c9d4e3;font:500 .78rem/1 var(--b);letter-spacing:.02em}.topbar .wrap{display:flex;gap:16px;align-items:center;justify-content:space-between;min-height:38px;flex-wrap:wrap;padding-top:7px;padding-bottom:7px}.topbar b{color:var(--gold2);font-weight:600}.topbar a{color:#dbe3ee}.topbar .langs a{margin-left:12px}.topbar .langs a.on{color:var(--gold2);font-weight:700}/* header */header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);box-shadow:0 2px 14px rgba(11,37,69,.06)}header.site .wrap{display:flex;align-items:center;gap:18px;min-height:74px}.logo{display:flex;align-items:center;gap:12px;color:var(--navy);text-decoration:none!important}.logo svg{width:44px;height:44px;flex-shrink:0}.logo img{width:54px;height:54px;flex-shrink:0}@media(max-width:560px){.logo img{width:46px;height:46px}.logo b{font-size:.92rem}header.site .logo span{display:none}}.logo b{font:800 1.02rem/1.1 var(--h);letter-spacing:.03em;display:block;color:var(--navy)}.logo span{font:600 .64rem/1.3 var(--b);letter-spacing:.16em;color:var(--gold);text-transform:uppercase}nav.main{margin-left:auto;display:flex;align-items:center;gap:2px}nav.main>a,nav.main .dd>button{color:var(--navy);font:600 .9rem var(--b);padding:10px 11px;background:none;border:0;cursor:pointer;text-decoration:none}nav.main>a:hover,nav.main .dd>button:hover{color:var(--gold);text-decoration:none}nav.main>a.nav-assess{color:var(--gold);font-weight:700}nav.main>a.nav-assess:before{content:"★ "}.dd{position:relative}.dd .menu{display:none;position:absolute;top:100%;left:-10px;background:#fff;border:1px solid var(--line);min-width:340px;padding:8px;border-radius:var(--r);box-shadow:0 18px 40px rgba(11,37,69,.14)}.dd:hover .menu,.dd.open .menu{display:block}.dd .menu a{display:flex;gap:10px;padding:8px 10px;color:var(--ink);font-size:.9rem;text-decoration:none;border-radius:4px}.dd .menu a:hover{background:var(--bg2);color:var(--navy)}.dd .menu a i{font:700 .72rem var(--b);color:var(--gold);min-width:22px;padding-top:3px;font-style:normal}.btn{display:inline-flex;align-items:center;gap:9px;font:700 .92rem var(--b);padding:13px 22px;border:1px solid var(--line2);color:var(--navy);background:#fff;cursor:pointer;text-decoration:none!important;transition:.2s;border-radius:4px}.btn:hover{border-color:var(--navy);color:var(--navy);box-shadow:0 6px 18px rgba(11,37,69,.12)}.btn.pri{background:var(--navy);color:#fff;border-color:var(--navy)}.btn.pri:hover{background:var(--navy2);color:#fff}.btn.gold{background:var(--gold);color:#fff;border-color:var(--gold)}.btn.gold:hover{background:#9a7023;color:#fff}.btn.wa{background:var(--wa);border-color:var(--wa);color:var(--wadark)}.btn.wa:hover{color:var(--wadark);filter:brightness(1.05)}.btn svg{width:18px;height:18px}.burger{display:none;margin-left:auto;background:#fff;border:1px solid var(--line2);color:var(--navy);padding:9px 12px;cursor:pointer;border-radius:4px}@media(max-width:1060px){.burger{display:block}nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 20px;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(11,37,69,.12);max-height:80vh;overflow:auto}nav.main.open{display:flex}.dd .menu{position:static;display:block;border:0;box-shadow:none;background:none;min-width:0;padding:0 0 0 10px}.dd>button{display:none}header .hcta{display:none}}/* hero */.hero{position:relative;padding:80px 0 72px;overflow:hidden;background:linear-gradient(135deg,#0b2545 0%,#13315c 58%,#1b3f6e 100%);color:#fff}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(700px 380px at 88% -10%,rgba(217,173,79,.20),transparent 60%);pointer-events:none}.hero .grid-bg{position:absolute;inset:0;opacity:.07;background-image:repeating-linear-gradient(135deg,#fff 0 1px,transparent 1px 22px);mask-image:linear-gradient(90deg,transparent,#000 70%)}.hero .wrap{position:relative}.hero h1,.hero h2,.hero h3{color:#fff}.hero p,.hero .lead{color:#d5deea}.hero .lead{font-size:1.15rem;max-width:760px;margin:18px 0 26px}.hero .mono{color:var(--gold2)}.hero a:not(.btn){color:#fff;text-decoration:underline}.hero .btn{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}.hero .btn:hover{background:rgba(255,255,255,.1);color:#fff;border-color:#fff}.hero .btn.pri{background:#fff;color:var(--navy);border-color:#fff}.hero .btn.pri:hover{background:#eef2f7;color:var(--navy)}.hero .btn.gold{background:var(--gold);color:#fff;border-color:var(--gold)}.hero .btn.wa{background:var(--wa);color:var(--wadark);border-color:var(--wa)}.hero .ctas{display:flex;gap:12px;flex-wrap:wrap}.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:26px}.chip{border:1px solid rgba(255,255,255,.28);padding:7px 12px;font:600 .74rem var(--b);letter-spacing:.06em;color:#dbe3ee;text-transform:uppercase;border-radius:3px}.chip b{color:var(--gold2)}.crumbs{font:500 .8rem var(--b);color:#aebdd1;margin-bottom:18px}.crumbs a{color:#cdd8e6!important;text-decoration:none!important}.crumbs a:hover{color:#fff!important}/* sections */section.band{padding:72px 0;border-bottom:1px solid var(--line)}section.band.alt{background:var(--bg2)}.sec-head{max-width:760px;margin-bottom:34px}.sec-head p{font-size:1.05rem}.grid{display:grid;gap:18px}.g2{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g4{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.card{background:#fff;border:1px solid var(--line);padding:26px;position:relative;transition:.2s;border-radius:var(--r);box-shadow:0 1px 2px rgba(11,37,69,.04)}a.card{display:block;color:inherit;text-decoration:none!important}a.card:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 14px 30px rgba(11,37,69,.10)}.card .num{position:absolute;top:18px;right:20px;font:700 .8rem var(--b);color:#c3cdd9}.card .ic{width:40px;height:40px;color:var(--gold);margin-bottom:14px}.card p{font-size:.95rem;margin:0}.card .more{display:inline-block;margin-top:12px;font:700 .76rem var(--b);letter-spacing:.08em;color:var(--navy3);text-transform:uppercase}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px}.stat{background:#fff;padding:26px;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--r)}.stat b{display:block;font:800 2.4rem/1 var(--h);color:var(--navy)}.stat b em{color:var(--gold);font-style:normal}.stat span{font-size:.9rem;color:var(--ink2)}.checks{list-style:none;padding:0}.checks li{padding-left:32px;position:relative;margin:.65em 0}.checks li:before{content:"✓";position:absolute;left:0;top:.15em;width:21px;height:21px;border-radius:50%;background:var(--goldbg);border:1px solid var(--gold);color:var(--gold);font:700 .72rem/19px var(--b);text-align:center}.steps{counter-reset:s;display:grid;gap:14px}.step{counter-increment:s;background:#fff;border:1px solid var(--line);padding:20px 22px 20px 78px;position:relative;border-radius:var(--r)}.step:before{content:counter(s);position:absolute;left:22px;top:18px;width:36px;height:36px;border-radius:50%;background:var(--navy);color:#fff;font:700 .95rem/36px var(--h);text-align:center}.step p{margin:0}.callout{border-left:4px solid var(--warn);background:#fffaf0;padding:18px 22px;margin:18px 0;border-radius:0 var(--r) var(--r) 0}.callout p{margin:0;color:var(--ink)}.callout.ok{border-color:var(--navy3);background:var(--sky)}.two{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:start}@media(max-width:860px){.two{grid-template-columns:1fr}}.founder{display:grid;grid-template-columns:300px 1fr;gap:34px;align-items:center}@media(max-width:760px){.founder{grid-template-columns:1fr}}.founder img{border:1px solid var(--line);width:100%;aspect-ratio:4/5;object-fit:cover;background:var(--bg2);border-radius:var(--r);box-shadow:0 14px 30px rgba(11,37,69,.12)}.trio{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}@media(max-width:860px){.trio{grid-template-columns:1fr}}.trio figure{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}.trio img{width:100%;aspect-ratio:4/3;object-fit:cover}.trio figcaption{padding:18px 20px}.trio-ic{height:150px;display:flex;align-items:center;justify-content:center;background:var(--goldbg);border-bottom:1px solid var(--line)}.trio-ic svg{width:64px;height:64px;color:var(--gold)}.cred{background:linear-gradient(160deg,#0b2545,#1b3f6e);border-radius:var(--r);padding:34px 26px;text-align:center;color:#fff;display:flex;flex-direction:column;align-items:center;gap:6px;box-shadow:0 14px 30px rgba(11,37,69,.18)}.cred img{width:150px;height:150px;margin-bottom:10px;border:0!important;box-shadow:none!important;aspect-ratio:auto!important;background:none!important}.cred b{font:800 1.15rem var(--h)}.cred span{font-size:.88rem;color:#d5deea}.trio figcaption p{margin:0;font-size:.93rem}details.faq{border:1px solid var(--line);background:#fff;margin-bottom:10px;border-radius:var(--r)}details.faq summary{cursor:pointer;padding:16px 20px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}details.faq summary::-webkit-details-marker{display:none}details.faq summary:after{content:"+";color:var(--gold);font:700 1.25rem/1 var(--b)}details.faq[open] summary:after{content:"–"}details.faq div{padding:0 20px 16px}details.faq p{margin:0}.cta-band{background:linear-gradient(120deg,#0b2545,#1b3f6e);padding:40px;display:flex;gap:24px;align-items:center;justify-content:space-between;flex-wrap:wrap;border-radius:8px}.cta-band h2{margin:0;color:#fff}.cta-band p{margin:6px 0 0;color:#d5deea}.cta-band .btn:not(.wa):not(.gold){background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}/* promo: free case assessment */.promo{display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center;background:#fff;border:1px solid #ead9b3;border-left:6px solid var(--gold);padding:24px 28px;border-radius:8px;box-shadow:0 10px 30px rgba(11,37,69,.08);margin:6px 0}.promo .pi{width:58px;height:58px;border-radius:50%;background:var(--goldbg);color:var(--gold);display:flex;align-items:center;justify-content:center}.promo .pi svg{width:30px;height:30px}.promo h3{margin:0;font-size:1.2rem}.promo p{margin:4px 0 0}.promo .mono{margin-bottom:4px}@media(max-width:760px){.promo{grid-template-columns:1fr;text-align:left}}.promo-inline{border:1px dashed var(--gold);background:var(--goldbg);padding:14px 18px;border-radius:var(--r);margin:18px 0}.promo-inline p{margin:0;color:var(--ink)}/* case assessment */.assess{max-width:860px;scroll-margin-top:100px}.aprog{height:8px;background:var(--line);border-radius:4px;overflow:hidden;margin:10px 0 22px}.aprog i{display:block;height:100%;width:0;background:var(--gold);transition:width .3s}.aq{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px 26px;margin-bottom:14px}.aq h3{margin-bottom:12px}.aq .hint{font-size:.88rem;color:var(--mut);margin:-6px 0 12px}.aopts{display:grid;gap:10px}.aopts.cols{grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.aopt{display:flex;gap:12px;align-items:flex-start;padding:13px 16px;border:1px solid var(--line2);border-radius:6px;cursor:pointer;background:#fff;color:var(--ink);transition:.15s}.aopt:hover{border-color:var(--navy3)}.aopt.on{border-color:var(--navy);background:var(--sky);box-shadow:inset 0 0 0 1px var(--navy)}.aopt input{margin-top:4px;accent-color:var(--navy);flex-shrink:0}.aopt b{display:block;color:var(--navy)}.aopt small{color:var(--mut)}.anav{display:flex;gap:10px;justify-content:space-between;margin-top:8px;flex-wrap:wrap}.ares{background:#fff;border:1px solid var(--line);border-radius:8px;padding:28px}.ares .top{display:flex;gap:26px;align-items:center;flex-wrap:wrap;margin-bottom:12px}.ring{width:130px;height:130px;border-radius:50%;display:flex;flex-direction:column;align-items:center;justify-content:center;flex-shrink:0;background:conic-gradient(var(--gold) calc(var(--v)*1%),var(--line) 0)}.ring>div{width:104px;height:104px;border-radius:50%;background:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center}.ring b{font:800 2rem/1 var(--h);color:var(--navy)}.ring small{font-size:.72rem;color:var(--mut);text-transform:uppercase;letter-spacing:.08em}.ares h3{margin-top:18px}.ares .lvl{display:inline-block;padding:4px 10px;border-radius:3px;font:700 .78rem var(--b);letter-spacing:.06em;text-transform:uppercase}.lvl.l1{background:#fdecea;color:#9b2c2c}.lvl.l2{background:#fffaf0;color:#975a16}.lvl.l3{background:#e6f4ea;color:#276749}.warnbox{border-left:4px solid #c53030;background:#fff5f5;padding:14px 18px;border-radius:0 6px 6px 0;margin:14px 0}.warnbox p{margin:0;color:#742a2a}/* tips */.tip-card{display:flex;flex-direction:column}.tip-card .cat{font:700 .68rem var(--b);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}.tip-card h3{font-size:1.05rem}.tip-card p{font-size:.9rem}.tod{border:1px solid var(--gold);background:var(--goldbg);padding:28px;border-radius:var(--r)}.tod h3,.tod h3 a,.hero .tod h3,.hero .tod h3 a{color:var(--navy)!important}.tod p,.hero .tod p{color:var(--ink2)}.hero .tod .btn.pri{background:var(--navy);color:#fff}.hero .tod .mono{color:var(--gold)}.filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}.filters button{background:#fff;border:1px solid var(--line2);color:var(--ink2);padding:8px 14px;font:600 .8rem var(--b);cursor:pointer;border-radius:20px}.filters button.on,.filters button:hover{border-color:var(--navy);background:var(--navy);color:#fff}article.tip{max-width:780px}article.tip .hook{font-size:1.18rem;color:var(--ink);margin:16px 0 22px}article.tip ol{list-style:none;padding:0;counter-reset:t}article.tip ol li{counter-increment:t;background:#fff;border:1px solid var(--line);padding:18px 20px 18px 66px;position:relative;margin:12px 0;border-radius:var(--r)}article.tip ol li:before{content:counter(t);position:absolute;left:18px;top:16px;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font:700 .9rem/32px var(--h);text-align:center}article.tip ol li b{color:var(--navy);display:block;margin-bottom:4px}.share{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:18px 0;padding:14px;border:1px solid var(--line);background:var(--bg2);border-radius:var(--r)}.share span{font:700 .72rem var(--b);letter-spacing:.1em;text-transform:uppercase;color:var(--mut);margin-right:4px}.share a,.share button{display:inline-flex;align-items:center;gap:6px;padding:9px 12px;border:1px solid var(--line2);background:#fff;color:var(--navy);font:600 .82rem var(--b);cursor:pointer;text-decoration:none!important;border-radius:4px}.share a:hover,.share button:hover{border-color:var(--navy)}.share .s-wa{background:var(--wa);border-color:var(--wa);color:var(--wadark)}.share svg{width:16px;height:16px}.pager{display:flex;justify-content:space-between;gap:16px;margin:30px 0}.pager a{flex:1;border:1px solid var(--line);padding:14px 16px;background:#fff;color:var(--navy);font-size:.9rem;border-radius:var(--r)}.pager a small{display:block;font:700 .68rem var(--b);color:var(--mut);letter-spacing:.1em;text-transform:uppercase}/* forms + contact */.form{display:grid;gap:12px}.form label{font:600 .82rem var(--b);color:var(--ink)}.form input,.form select,.form textarea{width:100%;background:#fff;border:1px solid var(--line2);color:var(--ink);padding:12px 14px;font:inherit;border-radius:4px}.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:var(--navy3);box-shadow:0 0 0 3px rgba(29,79,140,.15)}.map{border:1px solid var(--line);width:100%;height:340px;border-radius:var(--r)}.cl{display:grid;gap:10px}.cl label{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);padding:14px 16px;cursor:pointer;color:var(--ink);border-radius:var(--r)}.cl input{width:20px;height:20px;accent-color:var(--navy);flex-shrink:0;margin-top:2px}.result{border:1px solid var(--navy3);padding:18px 20px;margin-top:14px;background:var(--sky);border-radius:var(--r)}/* footer */footer.site{background:#0b2545;color:#c9d4e3;padding:58px 0 30px;font-size:.92rem}footer.site .cols{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:28px}@media(max-width:900px){footer.site .cols{grid-template-columns:1fr 1fr}}@media(max-width:560px){footer.site .cols{grid-template-columns:1fr}}footer.site h4{font:700 .74rem var(--b);letter-spacing:.14em;text-transform:uppercase;color:var(--gold2);margin-bottom:12px}footer.site a{color:#c9d4e3;display:block;margin:6px 0}footer.site a:hover{color:#fff}footer.site p{font-size:.9rem;color:#aebdd1}footer.site .logo b{color:#fff}footer.site .logo span{color:var(--gold2)}footer.site .bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;color:#94a6bf;font-size:.82rem}footer.site .bottom a{display:inline;margin-left:14px}/* floating contact */.float{position:fixed;right:18px;bottom:18px;z-index:80;display:flex;flex-direction:column;gap:10px;align-items:flex-end}.float a{display:flex;align-items:center;gap:10px;text-decoration:none!important;box-shadow:0 10px 30px rgba(11,37,69,.3)}.float .fwa{background:var(--wa);color:var(--wadark);border-radius:40px;padding:12px 18px 12px 14px;font:800 .95rem var(--b)}.float .fwa svg{width:28px;height:28px}.float .fwa small{display:block;font:600 .7rem var(--b);opacity:.85}.float .fcall{background:var(--navy);color:#fff;width:50px;height:50px;border-radius:50%;justify-content:center}.float 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